Frequently Asked Questions
Dhamma (in Pali or Dharma in Sanskrit) uncovers the ultimate truth by experiencing and accepting “the way things really are” (without letting emotions drive decision-making). Dhamma is our key principle whether we manage investments or design financial planning strategies.
It really depends on the complexity of your situation and the value we are able to provide. However, we do not charge for initial consultations or appointments.
Charles Schwab & Co., Inc. ("Schwab") provides clearing and custodial services. We are provided with only a limited power of attorney by our clients to oversee and manage their accounts. In essence, only you have access to your money.
And for the inquiring minds, yes, you will have online access to your accounts and statements through Schwab website.
Yes, we offer financial planning services on a stand-alone basis for individuals as well. We charge a flat fee and provide a detailed analysis with recommendations as part of this service.
Of course! While we'll be sad to see you go, you can cancel the relationship at any time. Our clients typically pay their fee on a quarterly basis. If you cancel, we will refund you a pro-rated amount.
The more relevant question is: do you really want to do it yourself? Do you have the experience, time and discipline to create a holistic picture? Can you hold yourself accountable to your plan? Because investing evokes emotion, there is tremendous value in someone with our training and approach to help you maintain a long-term perspective and stay on track to meet your goals.
It means that I am a Chartered Financial Analyst and a Certified Financial Planner. These are the highly respected designations for people making investment management and financial planning decisions. Inquiring minds are welcome to click on the icons below.
